Fintech & Banking
Euravetech builds payment rails, lending engines, and banking portals that pass EU regulatory scrutiny — with senior engineers who've shipped PSD2 SCA, open banking, and audit-ready ledger systems before.
Capabilities included in your build
PSD2 & open banking
AIS/PIS integrations, SCA flows, and TPP onboarding built to EBA guidelines.
KYC / AML pipelines
Identity verification, sanctions screening, and case management wired into your onboarding.
Ledger & reconciliation
Double-entry cores, settlement batches, and exception handling your finance team can trust.
PCI-DSS scope reduction
Tokenisation, hosted fields, and network segmentation to keep your audit surface small.
Real-time fraud signals
Rules engines and ML scoring on transaction streams without blocking legitimate EU traffic.
Audit-ready observability
Immutable logs, admin trails, and exportable evidence packs for regulators and auditors.
How we ship
- 01
Discovery
We start with a structured workshop to map goals, users, constraints, and success metrics.
- 02
Design
Wireframes evolve into interactive prototypes you can test with real users before a line of production code is written.
- 03
Build
Weekly demoable increments, written tests, and code reviews — no surprises at launch.
- 04
Launch
Hardened deployments, observability, and a launch plan covering rollout, comms, and rollback.
- 05
Iterate
Post-launch we track usage, fix friction, and ship improvements on a cadence that fits your roadmap.
Engineered for outcomes, not invoices
- Ship a regulated MVP in 12–16 weeks with a senior fintech pod
- EU time zones and English-first delivery — no offshore handoff surprises
- Full IP transfer and GDPR-aligned contracts from day one
- Optional PCI and SOC 2 readiness support post-launch
- Embed with your compliance team or run standalone delivery
A modern, proven foundation
We pick boring, battle-tested tools so your platform stays maintainable five years from now.
Common questions
+Do you work with licensed e-money or EMI partners?
Yes — we integrate with licensed partners and design flows so your platform stays within your regulatory perimeter.
+Can you modernise legacy core banking?
We strangle monoliths behind APIs, migrate data in phases, and keep production running throughout.
+How do you handle PSD2 Strong Customer Authentication?
We implement SCA exemptions, app-based auth, and fallback flows aligned with your PSP and scheme rules.
+What about post-launch compliance changes?
We offer retainer teams for regulatory updates, scheme migrations, and ongoing security patches.
Ready to build Fintech & Banking?
Send us a brief — you'll hear back within one business day with next steps.